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Category Archives: Computers

What’s The Right Credit Card For My Business?

gty_credit_card_choice_kb_130405_wgA number of credit card providers have been really aiming at including small businesses in their product line. For new, small businesses this can work wonders as it is a lot easier to get a credit card than a loan from a bank.

Of course, there are dozens of choices available and this can often make it quite hard to choose a specific card. The best way to evaluate the sort of card that’s best for your business is to take a look at its spending habits. Different businesses have different spending habits, depending on the sort of business they have.

Balance

Consider if you plan on paying the balance over each month, or whether you will pay it off with time and want to pay the minimum payment. If you do decide to carry the balance then you will need to take a look at the annual percentage rate, as this can end up being quite costly for business if it goes wrong.

For those that wish to carry their balance and also have good credit, take a look to see if you can get a 0% credit card, as this will mean you pay nothing back for a set period. Fixed rates can be very attractive when interest rates are rising; however this is not the case currently.

For businesses that pay all of their balance each month, they should look for cards with rewards or longer periods of grace. These businesses can benefit greatly from paying back and the rewards for being disciplined are good. However, make sure you are disciplined as the costs for not being so are also high.

Charge Cards

A good alternative to the credit card is the charge card. This card differs as it allows businesses to have a short line of credit. The card will always be paid back in the full amount at the end of the month and there are harsh penalties. However, if you do pay back in full your business will receive a number of benefits for doing so. Charge cards often also charge an annual fee and there is a similar process to the credit card application online, when applying for one.

Though, if you do need flexibility, then a credit card is a better option – just be aware of the interest charges and when you need to pay the balance.

Rewards

We’ve mentioned rewards on a number of occasions and both credit card and charge card companies issue these. These often come in the shape of air miles, cash back and discounts at retailers, hotels or for services. Access to airport lounges and hotel upgrades are also part and parcel of these benefits and perks. The main thing here is to pay attention to the fine print if you choose a card with these perks, as the costs of not meeting the criteria are high.

So, in conclusion, the best way to choose a card is to look at your businesses situation and all the financial products out there and then take your ability to pay into account. By then choosing a card around your ability to pay, you can be sure that you will avoid steep charges and gain all the benefits you can.

Cormac Reynolds writes financial articles for a variety of businesses and blogs and has done so for many years.

 

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SeeMail iPhone App Revolutionizes Photo Sharing and Social Media

 

Author’s note: this is something I’m not sure I would use all that often, but I did check it out and it works pretty well. Might be fun for parties, weddings, family reunion type things. I guess if you want a still photograph, instead of just an iPhone movie this would be the app.  I look forward to their adding a few more social media platforms.

LOS ANGELES, CA (August 23, 2012) — A revolutionary new iPhone app for photo sharing called SeeMail allows users to add voice notes to photographs and is now nominated for the prestigious iMedia Next Wave Start-Up Challenge competition. No other app has ever blended photos, captions, locations, and audio like SeeMail. SeeMail is not another endless stream of photo sharing. SeeMail is personal, intimate, beautiful, fun and easy and brings storytelling to social media. iMedia’s Next Wave’s competition focus is on highlighting early-stage technology companies redefining the mobile marketing industry. SeeMail was chosen from a pool of hundreds, as determined by iMedia’s Next Wave Advisory Board to participate in Phase III, (community voting) of the Challenge and voting can be completed online at http://www.imediaconnection.com/iMediaLists/2012/breakthrough-next-wave/mobile-entertainment/SeeMail/.

How it works: SeeMail creates a unique style of mobile message inspired by the idea of sharing the story behind the photo

1) Choose a new photo, or select from your library or Facebook albums
2) Record a SeeMail AudioT.ag™ – just tap the record button and record your voice or anything going on around you
3) Add a caption to your photo
4) Postmark your current location – powered by FourSquare
5) Share privately with your SeeMail friends

6) Share publicly with Facebook and Twitter

7) Play and share SeeMail on the web

 

SeeMail 1.4 is now poised as the next social media powerhouse. New features include:

Facebook Sharing: Some moments need to be shared quickly.  So now you can share a SeeMail to Facebook, even if you do not share directly to another SeeMail user.  So, you can public post a SeeMail without sending it directly to another person.

Twitter Sharing: By popular demand, you can now share your SeeMail’s to your Twitter account. If you have multiple twitter accounts set up on your iPhone, you can share it to multiple twitter accounts at the same time from inside the app.

Full Web Experience: Every SeeMail that you share to Facebook or Twitter will automatically populate to your personal SeeMail Web page.

Try It Out Feature:It’s a great way for new users to experience the app without logging into Facebook.  View a welcome message and compose your own SeeMail to be sure it’s right for you.

SeeMail can be downloaded for free at http://itunes.apple.com/us/app/seemail/id429509393 and additional information can be found at www.seemail.com.

 

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The toys we have on our iPhones

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Who says you can’t teach an old dog new tricks. I have always enjoyed technology but find something new every day. In writing my grocery list I noticed that my notepad on my iPhone has speech recognition software. Thinking myself very clever I composed a short note on my notepad and cut it and pasted it into a text message to send to my wife. Having thought this absolutely wonderful are you then cut a note and started to pasted into my WordPress blog. Much to my surprise I found that the blog site also house Word recognition software. Our iPhones grand.

You have to go through and edit some of the translations but generally this saves an immense amount of time. Especially if you are trying to type on an iPhone, I am no where as good as my kids are at that.

I always enjoyed writing blogs, but sometimes the act of typing takes longer than it takes for a thought to get out of my mouth.

With my new discovery I can speak as quickly as the thoughts enter my head and record them at the same time. People sitting next to me on the train might think I am talking into a robotic device but then after all I guess I am. This entire blog was my first attempt and written entirely on speech recognition software from an iPhone 4 ain’t excuse me. There have been no editing at all so excuse some of the grammar and misspellings but all in all I think this is a very valuable tool.

 

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It’s All Geek to Me

Many people earn degrees based on their interests, it only makes sense, right? However, let’s face it, not everyone has same interest and maybe your run slightly (or highly) more to the nerd side. Sure you would love to be musician or draw concept art for car makers, but that just isn’t your thing. You are far more into Dungeons and Dragons than designing buildings. If so, here are some degrees you might like.

Astronomy – If you wish you could boldly go where no man has gone before, well now you can, at least in your mind. If long night and large telescopes intrigue you then why not study astronomy?  Granted, this can be pretty intense and mind boggling at times but deep down inside, you know you would love every minute of it. You might even get lucky and discover a planet or an asteroid about to hit the earth.

Physics – Physics and any other type of physics have a lot of overlap. If you like colliding invisible particles in multi-billion dollar pieces of equipment then you should love this field.  If you know what a mass spectrometer is, or how to use one then you definitely need to major in this.  Once again, this is no casual stroll through academic America, it is pretty tough stuff to wrap your head around, but you can do it. Just don’t look too closely too quantum physics, that stuffs insane.

Math – If you are math addict then you have little choice but to major in math. For some reason, geeks everywhere seem to love this subject and somehow they actually understand it.  Teaching would be your most likely option, but if you learn your advanced stuff you could get into programming, code breaking or the exciting world of accounting. If this isn’t for you, do what I did and go for…

History – On the entirely different end of the nerd mass spectrometer you can delve into the depths of history and the liberal arts. Learn about the battles epic battles with knights and maybe reenact some of them yourself.  Antiquities, artifacts and folklore are yours to master. You can even specialize in a military masters degree. If worst-comes-to-worst, you could at least get a job at Medieval Times.

Which bring us to literature, the cute, shy sister of history. Everyone has seen a bookworm or two in their lives. You know, they are always reading. They read in the car, they read while working out, they read while they eat and they fall asleep while reading. Are all books nerdy? No, but most are. For those who love to explore the vast plains of the unbridled imagination then literature is for you.

Which leaves us to the more important and eternal question, what will you do with these degrees? Well, it is true that many people end up doing something not related to their degree at all, teaching is the most obvious choice. You can go and be an inspiring influence and younger nerds who were once just like yours and let them see just where they will end up.

Jeff Jordan lives, breathes and writes in sunny Southern California. He mainly writes about education. automobiles, navy education, real estate and pop culture.  He would write about romance and dating but sadly knows nothing about it.

 

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Why Flash and Animated Websites Can Be Bad for Business

by Chris Bolton

Click to View Animated Gif

I love special effects, video games, and Sci-Fi movies. But I can’t stand a slow-loading animated website when I’m trying to accomplish a purpose. If I’m trying to get some information or buy a product, I want the shortest distance between my mouse and my goal. This is why Flash websites can sometimes do more damage than good. Sure, you’ve got a goldfish swimming behind the article you’re trying to read and fireworks following every move of the cursor–that’s a nifty trick–but I can’t read anything on the site, and it takes forever for all the graphics to load.

Most people who work in the web-world know that Adobe Flash-based websites have numerous issues. They don’t work on manymobile devices; they load slow; they can’t be read by Google (which means they get poor search engine ranking).

That being said, what if there was a solution that worked better than Flash–something that loaded faster and played nice with Google? Would we all start building websites that snow, sparkle, flip upside down, and make burps when we click buttons?

Well, there are alternatives to Flash these days. HTML5 is the most promising, and as it is more widely adopted, you will see more websites with HTML5 animation. But this is where I think we need to pause . . .

Just because we have these tools doesn’t mean we should run out and start dousing our sites in animated menus, dancing puppies, and scrolling banners.

Here are 5 reasons I think you should think twice before creating a website that relies heavily on any kind of animated effects.

1. Shiny/Flashy/Moving Things are Distracting

Things that blink, buzz, and whir serve a good purpose. There is a reason why we have traffic signs that blink, sirens that scream, and alarm clocks that buzz. These things are designed to tear our attention away from whatever we were trying to do in the first place and PAY ATTENTION. This is never a pleasant experience. Ambulance sirens scare the hell out of me, but I’m generally forgiving because they are serving a public good. If your website starts screaming, talking, spinning, or blinking, it might just scare the hell out of me as well. But my reaction will not be so forgiving. In fact I will never go to your website again.

2. Slow Load Time

Even if you have super-fast internet, your fans and customers may not. You’ve got about 2 seconds to engage your audience before they click onto the next thing. Loading excess animations and video will slow down your site load time. Also, putting a video or song on your website is great, but don’t make it auto-play. If your visitor wants to watch or listen, they will push play and they will usually wait a reasonable about of time for it to load. But most users like to choose whether to watch a video or not.

3. Animations Often Force an Experience

The internet is full of options. People like options. If a fancy animation loads when you land on a website, you are forced to watch it before you can go on to what you were trying to accomplish. The perfect example of this is a “splash page.” This is a page that loads prior to landing on a homepage and usually features some kind of animation or ad. Now if I’m trying to locate a concert date, buy your eBook, or perform any other transaction on your site, a splash page serves a s a barrier between your site and my intended action. If I’m on a mobile phone it could break your website completely.

4. Inconsistent Mobile and Tablet Experiences

More and more people are using phones and tablets to access the internet and leaving their desktops to gather dust. Creating animations that work well on a big screen and a tiny phone screen is a tough challenge and it often fails. The best mobile experience, in my opinion, is a simple one. I’m usually in transit when I use my phone and I want my information fast. Ask yourself what you want people to do on your website and make that super easy to do on any device.

5. Search Ranking

Search engines, like Google, are great at reading text. They are not-so-great at reading images and animations. Sure, HTML5 will be easier for Google to handle then flash, but because of the potential for keyword stuffing and hidden text, words that are embedded in images will probably not be given the same weight as text on the page.

All this being said, I love special effects and animation and there are some awesome interactive websites that are exceptions to the rule because they are designed as a novelty or a multimedia experience. But if you’re trying to grow your fan base and readership and sell some merchandise, you don’t need special effects. You just need a great-looking website that is easy to use.

 

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What Larry Page and Sergey Brin (Google) Can Teach You About a Successful Partnership

 

 

The partnership of Larry Page and Sergey Brin revolutionized the way we access information on the web. Google is one of the most important companies of the 21st Century. Page and Brin took a college project and made it into an incredibly successful business. Along the way, they did it all together and remained equal partners in the development and management of Google. Their ability to work well together is what ultimately made Google great, and their example can teach us a thing or two about what makes a partnership successful.

Good Friends Make Good Partners

Sometimes people advise that you shouldn’t do business with your family or close friends. Page and Brin prove that business and personal don’t have to be so strictly divided. Page and Brin are not only great partners; they’re also very close friends. In their case, their business relationship and friendship began at just about the same time. As their business grew, so did their friendship. They show that a close personal relationship makes for a well-rounded and successful business partnership.
There are No Limits to What You Can Do Together

Page and Brin developed Google together, but their ambitions didn’t stop there. As they became so successful, they branched out and began working on lots of other projects together, too. For example, they’re working on ways to solve the energy crisis with alternative and renewable energy. When you have a good working partnership, it can be expanded to other pursuits. You aren’t limited to working together in your primary business, because the success you find together there can be found anywhere.
Take Full Advantage of Having Two Heads

They say “two heads are better than one,” and it’s true. Page was working on developing the Google search engine before ever meeting Brin, and it’s possible he could have done it alone. But having a partner made things easier, faster, and stronger. They both worked on the engine together equally, and they had better results because of it. Successful partners truly work together on projects. Rather than dividing the labor down the middle, they collaborate on all aspects in order to bring the strength of numbers to every product and part of the business.
Benefits of a Larger Support Network

When Page and Brin were first starting Google and working out of their dorm rooms, as college students they certainly lacked the capital to fully realize their business goals. They looked to their friends and family members to invest money in them. Successful partners realize the benefits of having twice the outside support and connections. Successful partners utilize all the resources of both partners.
Challenge Each Other

Perhaps one of the best aspects of a successful partnership is that each partner can challenge the other. Page and Brin actually disagree quite a lot, and their disagreements challenge them to come up with new solutions and really refine their products. Rather than letting their differing styles ruin their partnership, they appreciate their differences and use them to benefit their company.

Charlie Adams is a tech guru and internet expert who loves to blog about his interests. To ensure all his writing is professional and adheres to the strictest grammar rules he always proofs it with a grammar checker prior to letting anyone read it.

 

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Statistics and IT Go Together Like Movies and Popcorn

Certain things in life are made for each other: cheese and tomato, movies and popcorn, rainy days and hot chocolate, and … statistics and IT. Imagine being a statistician with no computer programmes or fancy software to help you organise and make sense of all the data around you. Imagine being surrounded by reams of paper and having to create graphs and charts by hand. Oh yes, IT is a boon to statistical analysis.

Statistics combines scientific and mathematical principles to collect, analyse and interpret data. They also devise data collection methods to ensure that the information is collected in a quantifiable manner. If you’re not highly focused and don’t possess Vulcan-like logic then you should probably consider another career.

Becoming a statistician

It should go without saying that you need to have taken maths and science throughout your school career. Statistics is not a field that you spontaneously leap into after years of home economics, history and geography, but if you’re the kind of person prone to spur of the moment gut decisions then, once again, statistics might not be for you.

So, you need maths and science – with good grades – and then degree. Not just any old degree will do. A bachelor’s degree in maths or science is a good starting point, but then you need to up the stakes and get your master’s degree and, if you can, a PhD. Statistics is one of those fields where a PhD will stand you in good stead, rather than simply being an interesting way to occupy five years of your life.

Your degree programme should incorporate maths (particularly calculus and linear algebra, according to printonereview.com) and statistics (of course), computer science, probability, logic and even psychology. You’ll also need to fully understand all forms of research methodology and be able to define terms such as Chi-squared test, analysis of variance, mean square weighted deviation, and Pearson product-moment correlation coefficient.

It’s important to note that just because you’re going to be neck deep in numbers doesn’t mean you can’t combine your statistical skills with other subjects. Statisticians are required in a wide range of fields, including biology (biostatistics), economics (econometrics), geography (geostatistics), business (business analytics), psychology (psychometrics), health (epidemiology) and reliability engineering – Wikipedia.

One of the reasons why IT is so important to statisticians is that they rely heavily on software that helps them arrange, access and assimilate information. Software can draw on numbers and run complicated calculations based on even more complicated formulas to generate charts, graphs and tables that help statisticians analyse data and reach logical conclusions. These programmes also detect minor errors that might otherwise have been missed.

Some statisticians also find that they have to tweak existing software or write their own programmes so they can run the tests and formulas they require.

IT is a boon to statistical analysis indeed.

Sandy Cosser writes on behalf of Now Learning, which promotes online IT courses and an assortment of other degree programmes in Australia.

 

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